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Your
privacy is our concern...
We recognize the importance of protecting your personal information.
We collect and retain information about you to communicate with
you, to process your requests for products and services, and to
inform you about other financial services that may be of interest
to you. Except as explained here in our Privacy Policy, we do not
sell nonpublic personal information about current or former customers,
nor do we share this type of information with anyone other than
our affiliates. The examples in this Privacy Policy are illustrative
only and are not intended to be exclusive.

Collected
information...
We collect the following types of public and nonpublic personal
information about you:
Information
obtained from you on applications and other forms, and from other
sources used to process your request for one or more of our products
or services
(e.g., your name, address, employment history, income, credit balances,
property insurance coverage and other representations made by you).
Information arising from your transactions with us, our affiliates
or others
(e.g., your payment history, account balance and other transactional
information).
Information obtained from consumer credit-reporting agencies
(e.g., your credit history and creditworthiness)

Who
we share your information with and why...
Except as discussed herein, we will only share nonpublic personal
information about you with nonaffiliated third parties as permitted
by law or with your consent. We may disclose all of the information
we collect, as described above, to companies that perform marketing
services on our behalf or to other financial institutions with whom
we have joint marketing arrangements.

Sharing
of information...
To provide you with superior service, inform you of product and
service opportunities that may be of interest to you, and for other
business purposes, we may disclose all of the information we collect,
as described above, to the following types of affiliated companies:
financial service providers, such as mortgage and life insurance
agencies, title service companies and auto finance companies. An
"affiliated company" or "affiliate" is a company
that we own or control, or that is commonly owned or controlled
by our parent holding company.

Former
clients...
We treat information about our former customers in the same manner
as we treat information about our current customers.

Confidentiality
and security...
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you. We maintain physical, electronic and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information against unauthorized access or use.
Maintaining
the accuracy of your information is a shared responsibility. We
maintain the integrity of the information you provide us and will
update your records when you notify us of a change. Please contact
us at the address or phone number listed below when information
concerning you changes.
Updates
to our privacy policy
We reserve the right to change this policy at any time. However,
if any changes are made that effect our clients directly we will
provide them with an updated privacy policy.
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